How to Start a 360 Painting Franchise in 7 Steps: Checklist

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Opening timeline

How long does it take to open a 360 Painting franchise?

About 60 days
Official FDD estimate

The 2026 FDD estimates approximately 60 days from Franchise Agreement signing to opening. The contract separately requires training completion and commencement within three months of the Effective Date unless 360 Painting agrees otherwise in writing. Licensing, insurance, suppliers, staffing, an alternate office, and written opening approval can delay launch.

Legal franchisor: 360 Painting, LLC
FDD: issued April 22, 2026; amended July 6, 2026
Applicable offer: home-based, mobile single-unit Franchise Agreement
Timeline mode: Mode A — official total estimate, plus a separate contractual deadline
Evidence reviewed: Items 1, 5–12, 15–17, 20 and agreement exhibits
Date checked: July 14, 2026
3 months
Opening deadline

Training and operations must begin within this window.

3 weeks
Owner’s Experience Program

Two virtual weeks and one live week in Virginia.

14 days
Federal FDD review

Calendar days before a binding agreement or covered payment.

30 days
Alternate-office response

Runs after complete location information is supplied.

50k–80k
Territory dwellings

Dwellings defining the ZIP-code territory.

Three disclosed clocks that shape the path

These calendar-day periods start from different events and are not additive.

FDD review period
14
Trigger: FDD delivery; allow 14 full calendar days before signing or covered payment.
Alternate-office response
30
Trigger: receipt of a complete alternate-office request.
Typical opening estimate
60
Trigger: Franchise Agreement signing; this is an estimate, not the deadline.

Interpretation: the federal clock precedes signing; setup clocks follow. Schedule backward from the three-month deadline rather than treating 60 days as guaranteed.

Sources: 2026 FDD cover and Item 11, pp. 24–33; Franchise Agreement §1 and §2.1; FTC Franchise Rule Compliance Guide; 16 CFR §436.2.

Candidate qualification

What must a prospective owner qualify for before signing?

The website publishes financial thresholds; the FDD supplies owner and manager requirements. The website states at least $150,000 in net worth and $65,000 in liquid capital. It does not say whether those thresholds are measured per applicant, ownership group, or proposed entity, so that basis should be confirmed in writing.

✓
Financial screenDocument the website’s stated net-worth and liquid-capital thresholds; satisfying them does not guarantee approval.
✓
Ownership structureIdentify every principal and spouse who may be asked to sign the Guaranty Agreement and Personal Covenants.
✓
Full-time supervisionName a Designated Manager who can supervise day-to-day operations and complete required training before opening.
✓
Training availabilityReserve two virtual weeks and a full Monday-through-Friday live week in Charlottesville, Virginia.
✓
Local eligibilityInvestigate contractor, home-improvement, vehicle, business, tax, environmental, and employment requirements in the proposed market.
✓
Unstated criteriaThe FDD does not disclose a minimum credit score, education level, painting-industry experience, citizenship rule, or background-check threshold.

The site’s strategic, collaborative, and systems-oriented “ideal candidate” traits are preferences, not contract terms. It markets the model to people without painting experience; the FDD imposes no painting-experience minimum, but 360 Painting retains selection discretion.

Sources: official ideal-candidate criteria; 2026 FDD Items 1 and 15, pp. 1–5 and 37–38; Franchise Agreement §9.14 and §13.

Inquiry to signing

What happens before the Franchise Agreement is executed?

360 Painting’s public sales path has six stages: introduction, research, FDD review, validation, Meet the Team Day, and signing with training scheduled. The public pages do not disclose a formal application deadline, a fixed approval date, or a promise that every candidate reaching Meet the Team Day will receive an award.

The inquiry form requests contact and market information, including city, state, and ZIP code. Research then covers the model, territory discussion, and owner interviews. “Validation” is diligence, not approval; use the FDD’s current and former franchisee lists for system-specific verification.

Federal disclosure sequence

The FDD must be furnished at least 14 calendar days before a binding agreement or covered payment to the franchisor or an affiliate. Counting begins the day after delivery. A unilateral material agreement change can trigger a seven-calendar-day review rule; obtain advice on the final document set.

At signing, the base form requires the nonrefundable Franchise Fee and Initial Technology Fee, plus the Franchise Agreement, territory Exhibit C-1, ACH authorization, and applicable covenants and guarantees. State addenda can change timing; the Virginia amendment, for example, defers initial payments until the franchisor completes its pre-opening obligations.

Sources: official franchise process overview; official steps-to-own page; 2026 FDD Items 5, 12, 15 and 22; Franchise Agreement Exhibits C-1, C-2, C-6 and C-8; state addenda.

Verified roadmap

What is the opening process after inquiry?

Eight dependency-based stages apply. Public pages describe candidate progression; the FDD and agreement control opening.

1
Submit the inquiry and identify the target market
Action: Provide contact details and the proposed market.
Actor: Applicant.
Timing: No official response deadline disclosed.
Next dependency: Fit and financial screening.
2
Complete research, validation, and mutual review
Action: Review the model, interview owners, and attend Meet the Team Day if invited.
Actor: Applicant and franchisor.
Timing: No candidate-decision period disclosed.
Blocker: No mutual decision to proceed or no territory.
3
Receive and review the current FDD
Action: Compare the FDD, agreement, exhibits, addenda, and final documents.
Actor: Applicant and advisers.
Timing: At least 14 calendar days before signing or covered payment.
Blocker: Incomplete review period or unresolved changes.
4
Sign the agreement package and define the territory
Action: Execute the agreement package; confirm Exhibit C-1 ZIP codes.
Actor: Franchisee, guarantors, and 360 Painting.
Timing: Effective Date starts the three-month clock.
Next dependency: Onboarding and training.
5
Complete onboarding and system setup
Action: Set up banking, QuickBooks, laptop, CRM, email, website, contact center, estimating tools, and vendors.
Actor: Franchisee; franchisor assists with designated systems.
Timing: Begins about three weeks before OXP; allow up to 40 hours.
Blocker: Missing systems, access, or prerequisites.
6
Secure the operating base, licenses, insurance, and vehicle
Action: Prepare the home office or approved alternative; secure permits, insurance, vehicle, wrap, tools, and supplies.
Actor: Franchisee and relevant third parties.
Timing: Insurance proof is due before opening; a complete site request gets a 30-day response.
Blocker: Licensing, insurance, delivery, or site approval.
7
Successfully complete initial training
Action: Principal owner and Manager complete two virtual weeks and one live week.
Actor: Required attendees and the training team.
Timing: Before opening and within three months of the Effective Date.
Blocker: Failure to complete; substitution is discretionary.
8
Prove readiness and obtain written opening approval
Action: Confirm supervision, insurance, systems, vehicle, staffing, licenses, and authorized offering.
Actor: Franchisee proves readiness; 360 Painting decides written authorization.
Timing: Open within the three-month contractual window.
Blocker: Any unmet standard or missing written approval.
Territory and location

How do Protected Territory and office approval differ?

The signed agreement designates the Protected Territory; location approval is separate. Exhibit C-1 identifies the controlling ZIP codes. The territory contains 50,000 to 80,000 single-family dwellings, but it is not described as exclusive because the franchisor retains national-account, alternative-channel, different-brand, acquisition, and other reserved rights.

Protected TerritoryZIP codes are fixed in Exhibit C-1 at signing; the home address is used as a reference point.
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Operating baseHome office is the default, with always-on high-speed internet and adequate equipment storage.
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Alternative officeMust be inside the territory, suitable for storage/equipment, and expressly approved in writing before use.
Site approval is not territory protection

A 30-day response to a complete alternate-office request is not a disclosed final-approval deadline. The FDD also says there is no time limit for final approval or disapproval. Until written approval exists, the franchisee must use the home office; operating from an unapproved external site can trigger default.

The FDD prescribes no retail storefront or universal square footage. Zoning, covenants, licensing, storage, signage, and vehicle rules remain franchisee and government dependencies; the franchisor does not obtain permits or bring premises into code compliance.

Sources: 2026 FDD Items 1, 11 and 12, pp. 1–5 and 24–35; Franchise Agreement §2.1 and §9.4; official territory-information page. Website territory displays do not replace Exhibit C-1.

Training

Who must attend training, and what must be completed?

The franchisee or principal owner and Manager must complete initial training satisfactorily before opening. The Franchise Agreement includes up to two attendees without a training fee, while the franchisee pays travel, lodging, meals, incidentals, compensation, hardware, software, and other attendance costs.

Onboarding before OXPWeb-based administrative work begins about three weeks before training. The FDD asks trainees to allow up to 40 hours for recruiting, vehicle, insurance, and other time-sensitive setup.
Weeks 1–2: virtualAllow up to four hours per day for systems, recruiting, sales, estimating, marketing, CRM, accounting, and brand-specific work.
Week 3: liveBlock the full Monday-through-Friday week at the Charlottesville, Virginia headquarters for practice, sales, estimating, leadership, marketing, production, and planning.

The business must always be operated by a trained person. The Designated Manager need not own equity but must provide full-time supervision. Unsatisfactory completion can permit termination; substitution is discretionary, not an automatic retake right.

Buyer verification — training descriptions do not fully align

Item 15 requires an “on-the-job training program,” while Item 11’s table lists zero on-the-job hours. The official training webpage describes week-long onboarding and personalized field training, while the FDD starts onboarding three weeks before OXP and makes onsite help conditional. Request the written calendar, completion standard, field-support timing, and substitution procedure.

Sources: 2026 FDD Items 11 and 15, pp. 30–33 and 37–38; Franchise Agreement §12 and §13.

Opening readiness

What must be ready before written opening authorization?

Training completion does not authorize opening. The agreement requires written approval before operations. Readiness should show an approved base, trained Manager, insurance, systems, suppliers, vehicle, licenses, and authorized services.

✓
Insurance certificatesShow required policies, limits, additional-insured endorsements where applicable, and compliant subcontractor coverage.
✓
Technology stackApproved convertible PC laptop, internet, CRM, estimating, POS/payment compliance, email, website, contact center, and accounting access.
✓
Vehicle and trade dressCompliant vehicle, wrap/signage, tools, supplies, and location within the Protected Territory.
✓
People and capacityTrained Designated Manager, franchisee-trained workers or subcontractors, recruiting plan, and sufficient capacity.
✓
Government approvalsAll applicable entity, assumed-name, tax, contractor, home-improvement, environmental, vehicle, and operating requirements.
✓
Approved offeringOnly authorized services, products, suppliers, advertising, customer documents, and warranty practices.
Fee clock can precede opening

Under §4.2, Royalty and related continuing-fee clocks begin at the earlier of training completion or 60 days after the Effective Date, even without revenue. Delayed licensing, insurance, or approval can therefore create fees before opening without extending the three-month deadline.

Insurance includes $1 million per-occurrence and $2 million aggregate general liability, state-law auto coverage, property/casualty, workers’ compensation, and $500,000 employer liability. Certificates are due before opening. An alternate supplier decision is generally due within 10 business days; do not use the alternative before approval.

Sources: 2026 FDD Items 6–8 and 11, pp. 15–33; Franchise Agreement §1, §4.2, §9, §10 and §16.2.

Responsibility map

Who controls each opening dependency?

The applicant controls preparation; 360 Painting controls standards, territory, training satisfaction, and written approval. Authorities, insurers, suppliers, landlords, and contractors can delay opening.

Phase
Applicant / franchisee
360 Painting
Third parties
Candidate review
Provide financial, ownership, and market information.
Decide whether to continue review.
Advisers review documents.
Agreement
Observe review periods; execute exhibits.
Furnish the FDD and agreement package.
Regulators may impose addenda.
Territory / office
Confirm ZIP codes; prepare or submit the office.
Designate territory; decide the alternate office.
Landlord, zoning, covenants, and authorities constrain the site.
Systems / assets
Fund and configure required assets and accounts.
Supply standards, vendors, access, and system assistance.
Insurers, suppliers, vendors, and lenders deliver.
Training / opening
Complete training, staff, prove readiness, and request approval.
Judge completion and issue written approval.
Travel, licensing, inspections, and labor affect timing.
Buyer verification

Which issues should be confirmed before the three-month clock starts?

Confirm the process in writing. Reconcile the agreement, addendum, territory exhibit, training calendar, onboarding list, system orders, and opening criteria.

Candidate decision

What remains after Meet the Team Day, and who issues the final award?

Territory

Which ZIP codes control, how was the dwelling count measured, and what remains available?

Training completion

What must each attendee complete, how is “satisfactory” measured, and what is the Item 15 on-the-job requirement?

Field assistance

Is field training pre- or post-opening, mandatory, scheduled, and contractually guaranteed?

Opening authorization

What evidence must be submitted, and who signs written approval?

Actual elapsed time

Ask recent franchisees how long licensing, vehicle, technology, training, and approval took.

Item 22 has no Development or Area Development Agreement. Limited conversion language defines no separate award process. Resale, conversion, existing-business, or multi-territory buyers need current governing documents.

Final synthesis

What is the verified path to opening?

The path is inquiry and mutual review, FDD receipt and waiting period, agreement signing, territory designation, onboarding, compliance and setup, owner-and-Manager training, readiness proof, and written opening authorization.

The estimate is approximately 60 days from signing; the contract deadline is three months from the Effective Date. The key applicant dependency is coordinating licensing, insurance, vehicle, technology, staffing, and training. The key outside dependency is timely franchisor and third-party approval or delivery. Verify the state-addendum payment rule, final ZIP codes, training/field-support calendar, and written opening checklist.