How to Start a MaxLiving Franchise in 7 Steps: Checklist

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Verified opening path

How long does it take to open a MaxLiving franchise?

9–12 months
Typical disclosed period

For a new MaxLiving Franchise Clinic, the 2025 FDD gives an official typical period from executing the Franchise Agreement to commencing business. The path combines approval, licensing, site and lease acceptance, up to six months of Initial Training, design and construction, insurance, permits, a certificate of occupancy, and written opening approval. A site change can extend the process to as much as 18 months.

Data basis: legal franchisor Maximized Living Health Centers, LLC; FDD issued October 14, 2025; new Franchise Clinic and Existing Clinic Conversion paths; official-total-timeline mode; Items 1, 5–12, 15–17 and 20, the Franchise Agreement, Lease Rider, Payment and Performance Guarantee, and Existing Clinic Conversion Incentive Addendum; checked July 14, 2026. No franchise-controlled public copy of the FDD was verified.
14 days
Federal disclosure period
Calendar days before signing or payment.
Up to 6 mo.
New-clinic training
Centralized plus on-the-job training.
90 days
Post-training deadline
Open unless MLHC grants a written extension.
30 days
Insurance evidence
Copies due before the clinic opens.
10 days
After opening approval
Clinic must open to the public.
Qualification

Who must qualify, own the entity, and hold the clinical license?

MaxLiving does not disclose a universal minimum net worth, liquid-capital threshold, credit score, education level beyond the clinical role, or prior business-ownership requirement. Its official franchise page describes an initial contact form followed by an eligibility meeting, while the FDD says selection remains discretionary and may consider performance during Initial Training.

Operating PrincipalIf the franchisee is an entity, an individual owner must control business decisions and bind the entity.
Head Licensed PractitionerThis person manages licensed clinical work and must be properly and actively licensed.
10% ownershipThe Operating Principal and Head Licensed Practitioner must each hold at least 10% of the entity.
Training and examinationsRequired licensed practitioners need the Doctor of Chiropractic degree and necessary licensure before training.
Owner guaranteesEvery direct or indirect equity owner signs the Payment and Performance Guarantee.
Truthful application dataPersonal and financial information must be materially complete and accurate; a material misstatement can be a default.
Buyer verification

Meeting the stated ownership and licensing conditions does not guarantee approval. Ask Maximized Living Health Centers, LLC to identify its current applicant-screening criteria, background or credit checks, financial-capacity standard, and the point at which preliminary eligibility becomes an award decision.

Process roadmap

What happens from initial inquiry to written opening authorization?

1

Submit an inquiry and complete eligibility review

Action:
Provide contact, ownership, clinical, personal, and financial information requested by MLHC.
Actor:
Applicant and Maximized Living Health Centers, LLC.
Timing:
No complete application-review period is disclosed.
Blocker:
MLHC may decline a candidate in its discretion.
2

Receive and review the FDD and contracts

Action:
Review the 2025 FDD, Franchise Agreement, state addenda, Lease Rider, Guarantee, and any conversion addendum.
Actor:
Applicant.
Timing:
At least 14 calendar days before a binding agreement or payment under the federal rule.
Blocker:
State law may require a longer period or effective registration.
3

Sign the correct agreement package

Action:
Execute the one-unit Franchise Agreement; entity owners execute the Guarantee; conversion candidates also sign the Existing Clinic Conversion Incentive Addendum.
Actor:
Franchisee, owners, and MLHC.
Timing:
The effective date starts the contractual term and major deadlines.
Blocker:
Unresolved payment timing or state addenda should be clarified before execution.
4

Confirm the licensed leadership team

Action:
Name the Operating Principal and Head Licensed Practitioner, document ownership, complete board examinations, and obtain required state licensure.
Actor:
Franchisee and applicable licensing authority.
Timing:
Names are due before Initial Training; training generally begins after necessary examinations.
Blocker:
Missing degree, license, ownership, or MLHC approval.
5

Obtain target-market, site, and lease approval

Action:
Use an approved site-selection vendor, submit locations in one city or metro area, obtain written site acceptance, and secure lease or purchase approval before committing.
Actor:
Franchisee, MLHC, vendor, and landlord.
Timing:
Potential locations are due 30–90 days before training; site and lease must be completed within the contractual one-year window.
Blocker:
Site rejection, landlord refusal to sign the Lease Rider, or missed deadline.
6

Complete Initial Training satisfactorily

Action:
Required Trainees complete centralized and on-the-job modules; the new-clinic program lists 136 classroom and 544 on-the-job hours.
Actor:
Operating Principal, Head Licensed Practitioner, designated staff, MLHC, and approved trainers.
Timing:
Offered quarterly and may last up to six months.
Blocker:
Unsatisfactory performance can prevent continuation or opening.
7

Build, equip, insure, and staff the clinic

Action:
Obtain permits before construction, use approved design and construction vendors, secure plan approval, install approved equipment and systems, hire staff, and provide insurance evidence.
Actor:
Franchisee, architect, contractor, suppliers, insurer, landlord, and government authorities.
Timing:
Insurance copies are due at least 30 days before opening.
Blocker:
Permit, financing, construction, supplier, hiring, or inspection delays.
8

Obtain written approval and open

Action:
Deliver the certificate of occupancy and show compliance with approved Plans; wait for MLHC’s written approval.
Actor:
Franchisee, government authority, and MLHC.
Timing:
No later than 90 days after training, then within 10 days after written approval.
Blocker:
No certificate, plan deviation, unmet opening requirement, or no written extension.
Timing evidence

Which disclosed periods control planning and contractual risk?

Disclosed opening windows in months

The bars use different triggers and may overlap; they are not additive.

061218
Typical total after signing
9–12
If location changes
up to 18
Site and lease deadline
up to 12
Initial Training
up to 6
Interpretation: the official total is a typical estimate, while the site/lease and post-training periods are contractual deadlines. Source: 2025 FDD, Item 11, pp. 21–25; Franchise Agreement, Part D §3 and Part E §§1.1 and 1.3(e).
Contractual deadline

The Franchise Agreement requires construction and opening no later than 90 days after Initial Training unless MLHC grants an extension in writing. Failure to obtain an accepted site, complete required training, deliver lease documents, or open by the stated deadline is identified as an Event of Default, and termination may occur without return of fees.

Site and territory

Does site approval create an exclusive MaxLiving territory?

No. The Franchise Agreement is for one accepted Site and grants limited territorial protection, not an exclusive territory. After written site acceptance, MLHC identifies a radius of five miles or the radius containing 100,000 people, whichever is smaller, and the FDD says MLHC will provide a territory map within 30 days of site acceptance.

Site acceptance, lease approval, and territory designation are separate. Before a binding site commitment, MLHC must accept the location and approve the proposed lease, purchase agreement, or letter of intent in writing. Unless waived, the landlord and franchisee must sign the Lease Rider; the fully executed lease and related documents must be delivered to MLHC within 10 days after execution.

Site approval is not territory protection

MLHC’s acceptance is not a prediction of clinic success. The protected radius starts only after the Site is accepted and documented in Schedule 1 and Appendix B, while alternative channels, differently branded clinics, and other reserved activities may still operate inside the area.

Responsibility map

Who controls each critical opening dependency?

Applicant or franchisee
Truthful application and ownership disclosures
Licensure, approved-vendor engagement, lease negotiation
Training completion, permits, construction, staffing
Insurance, certificate of occupancy, opening readiness
Maximized Living Health Centers, LLC
Candidate selection and contract award
Target market, site, lease, Plans, and supplier approval
Initial Training and Operations Manual access
Final written opening authorization
Third parties
State licensing board and local permitting authorities
Landlord and Lease Rider execution
Architect, contractor, approved suppliers, insurer
Lender or MLHC financing decision, if financing is used
Format difference

How is an Existing Clinic Conversion different from a new clinic?

The Existing Clinic Conversion Incentive is only for a person already owning and operating a chiropractic clinic and converting that location under a concurrently signed Franchise Agreement and addendum. It is not a home-based, mobile, nontraditional, or area-development path; the 2025 FDD does not offer those formats or a multi-unit development agreement.

Opening issue New Franchise Clinic Existing Clinic Conversion
Location New Site must be found, accepted, leased or purchased, designed, built, and approved. Existing operating clinic is the Location identified in the addendum.
Initial Training Up to six months; 136 classroom plus 544 on-the-job hours. Disclosed program totals 72 virtual and 36 in-person hours; virtual-only eligibility must be confirmed.
Brand conversion Full approved Plans and buildout precede opening. Front-door “MaxLiving Chiropractic” signage within 30 days; co-branding completed within 18 months.
EHR platform Required approved Computer System and software apply. Current EHR need not be changed during the five-year Initial Term under the addendum.
Readiness

What must be complete before MLHC can authorize opening?

The franchisee must have satisfactory training, an accepted Site and approved Plans, completed construction, required permits and licenses, approved equipment and Computer System, required insurance naming MLHC as an additional insured, and a certificate of occupancy. MLHC does not hire employees, deliver or install equipment, guarantee financing, obtain permits, or guarantee landlord and contractor performance.

Site documentsSigned Schedule 1, territory map, approved lease or purchase documents, and Lease Rider where required.
Plans and constructionWritten plan approval, continuous construction, approved vendors, and no unapproved deviations.
Clinical authorityActive licenses for the Head Licensed Practitioner and all professionals performing regulated services.
InsuranceRequired general-liability and malpractice coverage, with evidence delivered at least 30 days before opening.
Systems and suppliersApproved equipment, required Max 3 or other Approved Supplier purchases, software, internet, and web platform.
Government closeoutApplicable inspections and certificate of occupancy supplied to MLHC before written approval.
Payment-trigger conflict

Item 5 says the Initial Franchise Fee and Training Fee are due upon signing, while the attached Franchise Agreement states they are due on or before 30 days before Initial Training. The buyer should obtain a written, state-specific payment schedule and confirm whether any state addendum changes when funds may be collected.

Due diligence

What should a buyer verify before signing or committing to a site?

Use the current FDD and signed agreement—not marketing language—to verify the applicable path. The official MaxLiving contact page states that regulated-state offers depend on applicable registration and disclosure compliance, and its clinic locator can help identify operating clinics to compare with the Item 20 contact list.

Official MaxLiving franchise page
Confirm the current inquiry and eligibility sequence.
Official MaxLiving company page
Confirm current brand and network context.
FTC consumer guide to buying a franchise
Use for disclosure-document and due-diligence concepts.
16 CFR §436.2
Verify the federal pre-sale disclosure timing rule.

Also ask current and former franchisees listed in Item 20 how long site acceptance, board licensing, training placement, construction, supplier delivery, inspection, and final approval actually took. Confirm with the relevant state chiropractic board and local authorities which professional licenses, facility approvals, x-ray registrations, permits, and inspections apply to the specific Site.

Final synthesis

What is the practical MaxLiving opening decision?

The verified new-clinic path is inquiry and discretionary eligibility review, FDD receipt, Franchise Agreement and guarantee execution, licensed-role confirmation, target-market and Site approval, lease approval, Initial Training, approved design and buildout, insurance and government closeout, then MLHC’s written opening authorization.

The total timeline is an official typical estimate of 9–12 months after signing, not a promise; it can reach 18 months after a location change. The most important applicant-controlled dependency is coordinating licensure, site, training, and construction without missing the 90-day post-training Opening Deadline. The most important external dependency is timely site, lease, permit, contractor, and MLHC approval. Before signing, resolve the conflicting fee-payment trigger and obtain written confirmation of any extension standard.