A defensible analytical range for estimated owner-operator benefit is approximately $3,000 to $124,000 annually, with a central scenario near $46,000. The low case represents a mature, bottom-quartile-revenue business exposed to the maximum monthly royalty floor.
- Legal franchisor
- Oasis Senior Advisors Franchise Systems, LLC, a Florida limited liability company.
- Disclosure document
- 2026 U.S. FDD, issued April 17, 2026 and amended June 15, 2026. No matching 2026 FDD was located on a franchise-controlled public page, so FDD references in this article are unlinked citations by Item and page.
- Item 19 status
- Official 2025 Gross Revenues and referral-fee data are disclosed; operating profit, net income, owner compensation, and cash flow are not.
- Applicable population
- 114 franchised Oasis Senior Advisors businesses operating for the entire 2025 reporting period; 28 partial-year businesses were excluded.
- Selected method
- FDD-anchored scenario estimate using Item 19 revenue observations, Item 6 royalty and National Advertising Fund obligations, and an IRS sole-proprietor net-income proxy.
- Checked
- July 16, 2026. Official context links include the Oasis Senior Advisors U.S. website, the FTC Franchise Rule Compliance Guide, IRS Statistics of Income, and Bureau of Labor Statistics wage data.
How much may an Oasis Senior Advisors owner earn annually?
The estimated answer is about $3,000 to $124,000 in annual owner-operator benefit, before personal income taxes and financing principal payments. The modeled central case is about $46,000. These are estimated scenarios for one U.S. territory business, anchored to the 2025 full-year franchised-business population; they are not official owner income reported by the franchisor.
“Owner-operator benefit” is the appropriate label because the 2026 FDD requires the Principal Owner to work full time in the operation and management of the business during its first two years. The estimate can therefore contain both residual business profit and the economic value of work performed by the owner. It should not be read as passive income, a salary promise, or after-tax take-home pay.
The franchisor’s strongest financial evidence is 2025 Gross Revenues. Item 19 expressly says that costs of sales, operating expenses, and other costs are not included. Owner earnings cannot be obtained by relabeling the revenue table.
What does the 2026 Item 19 actually measure?
Officially, Item 19 measures Gross Revenues by quartile for 114 full-year franchised businesses during 2025 and referral fees for 142 businesses operating during any part of that year. It does not disclose operating profit, EBITDA, net income, owner salary, draws, distributions, or cash flow.
The FDD defines Gross Revenues broadly as revenue and other business income related to the Oasis Senior Advisors business, excluding ordinary-course refunds and sales, use, service, or similar taxes collected and transmitted. The figures are unaudited, and written substantiation is available from the franchisor upon reasonable request. Source: 2026 Oasis Senior Advisors FDD, Item 19, pp. 33–34.
| 2025 Item 19 group | Businesses | Median / average Gross Revenues | Reported range |
|---|---|---|---|
| Quartile 1, highest revenue | 29 | $441,140 / $548,795 | $344,009–$1,213,022 |
| Quartile 2 | 28 | $232,520 / $244,356 | $189,179–$322,559 |
| Quartile 3 | 28 | $126,712 / $134,509 | $99,379–$185,505 |
| Quartile 4, lowest revenue | 29 | $66,449 / $57,470 | $8,591–$96,455 |
Within the four quartiles, the number of businesses at or above their own quartile average was 9 of 29 in Quartile 1, 12 of 28 in Quartile 2, 12 of 28 in Quartile 3, and 17 of 29 in Quartile 4. The average can therefore sit above or below many individual results and should not be treated as a typical owner outcome.
Item 19 separately reports a $3,500 median referral fee, a $3,834.53 average referral fee, and a $0 to $34,710 range. That measure is per first-month community referral fee, not annual revenue or owner earnings. It includes $0 Medicaid and other nonbillable placements, plus split fees on cross-territory referrals.
The full-year revenue table excludes 28 franchised businesses that did not operate for all of 2025, including five that ceased operating during the year. Two of those five had been open for less than 12 months. Item 20 also shows franchised outlets rising from 115 at the start of 2025 to 137 at year-end, so the Item 19 cohort is not the same as the year-end system population. Source: 2026 FDD, Items 19 and 20, pp. 33–41.
How is the owner-earnings range calculated?
For one U.S. territory business anchored to the 2025 full-year Item 19 population, the estimate applies a limited-confidence owner-operator margin proxy to three revenue anchors, then subtracts Oasis-specific royalty and National Advertising Fund charges. It is a reproducible estimated scenario, not a result reported by Oasis Senior Advisors Franchise Systems, LLC.
- Revenue anchors. Conservative uses the official Quartile 4 median of $66,449. Base uses the $187,342 midpoint between the highest Quartile 3 revenue of $185,505 and the lowest Quartile 2 revenue of $189,179; the exact system median is not disclosed. Upside uses the official Quartile 1 median of $441,140. These are analytical positions in the disclosed distribution, not probabilities.
- Margin anchor. IRS 2023 nonfarm sole-proprietor data report $25.655 billion of business receipts and $9.409 billion of net income less deficit for social assistance, an implied 36.7% margin. The scenarios use the full-precision benchmark minus three percentage points, the benchmark, and the benchmark plus three percentage points—displayed as 33.7%, 36.7%, and 39.7%.
- Royalty treatment. The model applies the Item 6 royalty schedule and assumes the mature 49-plus-month minimum of $1,400 per month where it exceeds the percentage charge. That makes the Conservative case a mature low-revenue stress case. A younger business can have a lower minimum royalty, while a higher-revenue business pays the percentage schedule.
- Advertising-fund treatment. The NAF contribution is the greater of $200 per month or 2% of monthly Gross Revenue. The annual $2,400 floor is used in the Conservative case; 2% is used in Base and Upside.
- Other operating costs. The IRS margin is an all-in sole-proprietor net-income proxy, so the model does not separately subtract the $1,000 average monthly Local Marketing obligation, Software Access Fee, pass-through software fees, ordinary payroll, travel, insurance, vehicle costs, or office costs. It assumes comparable categories are embedded in the broad IRS deductions. If Oasis-specific required spending is higher than the benchmark’s expense mix, actual benefit will be lower.
- Exclusions. Personal income taxes and financing principal payments are excluded. The IRS proxy reflects reported sector-wide deductions, including interest and depreciation patterns, so neither is added back. Capital expenditures and owner draws are not modeled separately.
Mature low-revenue case
$3,000$66,449 revenue; 33.7% displayed proxy margin; $16,800 royalty floor; $2,400 NAF floor. Rounded to the nearest $1,000.
Central-boundary case
$46,000$187,342 derived revenue anchor; 36.7% displayed proxy margin; 10% royalty; 2% NAF. Rounded to the nearest $1,000.
Top-quartile-median case
$124,000$441,140 revenue; 39.7% displayed proxy margin; 9.5% royalty; 2% NAF. Rounded to the nearest $1,000.
The revenue distribution drives more variation than the three-percentage-point margin sensitivity.
Interpretation: the Conservative case is nearly consumed by the mature royalty and NAF floors, while the Upside case benefits from both higher revenue and a lower 9.5% royalty tier.
Sources: 2026 Oasis Senior Advisors FDD, Items 6 and 19, pp. 6–11 and 33–34; IRS nonfarm sole-proprietorship statistics; IRS 2023 Table 1 data file. Values are independent estimates rounded after full-precision calculations.
How does owner involvement change the result?
Officially, every new U.S. Oasis Senior Advisors franchised business requires the Principal Owner to work full time during the first two operating years; an approved, trained manager with a Certified Senior Advisor designation may supervise operations only after that period. The manager-run figures below are estimated role sensitivities, and the owner-operator figures include compensation for labor that would otherwise need to be purchased.
For a manager-run sensitivity, the chart subtracts the Bureau of Labor Statistics’ May 2024 median annual wage of $74,710 for social and community service managers employed in individual and family services. The wage is a proxy rather than an Oasis-specific salary, and it excludes employer payroll taxes, benefits, recruiting costs, training, and possible incentive pay. The manager-run residual is therefore optimistic.
A paid manager can absorb the residual economics at lower and central revenue levels.
Interpretation: after substituting only the BLS wage proxy, the manager-run residual remains negative in the Conservative and Base cases and turns positive only in the Upside case. Actual loaded manager cost would be higher.
Sources: 2026 Oasis Senior Advisors FDD, Item 15, p. 29; BLS Social and Community Service Managers profile. Manager-run values are role-sensitivity estimates, not Item 19 results.
An owner who replaces a manager is not receiving the entire modeled amount as passive business profit. Part of the benefit compensates the owner for full-time management, networking, referral development, client work, and administration. Owner salary, draws, distributions, and retained earnings remain separate accounting and tax concepts.
Which obligations can move annual owner earnings most?
Under the 2026 U.S. FDD, the largest official fee variables for a single territory business are the royalty schedule, the minimum royalty, the National Advertising Fund contribution, and required local marketing. Their estimated impact is disproportionately severe at low revenue because several obligations have fixed monthly floors.
| Recurring obligation | 2026 FDD requirement | Scenario treatment |
|---|---|---|
| Royalty Fee | 6%–10% of monthly Gross Revenue based on prior-year annual Gross Revenue, plus a monthly minimum from $0 to $1,400 by months of operation. | Percentage schedule applied; mature $16,800 annual floor used where higher. |
| National Advertising Fund | Greater of $200 or 2% of monthly Gross Revenue. | $2,400 annual floor in Conservative; 2% in Base and Upside. |
| Local Marketing | $1,000 per month on average; a cooperative may add up to $1,000 per month if formed. | Assumed embedded in the broad IRS expense ratio; cooperative contribution excluded. |
| Required software | $132 monthly Software Access Fee, increasing to $145 in October 2026, plus current pass-through software fees of $146.43 per month. | Assumed embedded in the broad IRS expense ratio; actual vendor and franchisor charges require verification. |
The initial investment of $63,089 to $109,239 in Item 7 is not an annual operating expense and is not subtracted from one year of revenue. Item 10 financing is also outside the operating-benefit range. The disclosed affiliate program may finance certain initial fees over 36 to 60 months at 12% to 13.5%, generally with a 20% down payment, but each owner’s financed amount and payment schedule differ. Debt principal and personal income taxes must be evaluated separately. Sources: 2026 FDD, Items 7 and 10, pp. 12–18.
Why is the confidence rating limited?
For the 2025 full-year U.S. franchised-business population, the evidence rating is LIMITED because the FDD supplies same-brand revenue but no same-brand operating-expense or owner-income data. The 36.7% margin anchor comes from an IRS social assistance sole-proprietor population, not senior living placement franchises specifically. The proxy also blends many operating models, geographies, revenue levels, and owner labor arrangements.
The main unresolved issue is whether an individual Oasis Senior Advisors business has an expense structure comparable to the IRS sector. Referral economics can vary with the number and mix of community placements, nonbillable referrals, fee splits, local marketing intensity, owner hours, employees, vehicle and travel costs, and the timing of collected referral fees. The full-year Item 19 cohort also omits partial-year and certain closed businesses.
What should a buyer verify before relying on this range?
Because the estimated range applies to one U.S. territory business and is anchored to the 2025 full-year franchised-business population, a buyer should treat it as a diligence framework and replace every benchmark assumption with territory-specific records. The most useful evidence is written Item 19 substantiation plus consistent operating statements from comparable current and former franchisees.
- Request the franchisor’s written substantiation for the 2025 Item 19 tables and confirm how Gross Revenues were collected, reviewed, and assigned to quartiles.
- Ask franchisees for annual revenue, collected referral fees, royalty reconciliation, NAF payments, local marketing, software, insurance, travel, vehicle, payroll, and professional-fee expenses using the same period and accounting basis.
- Separate business profit from owner labor. Record the Principal Owner’s weekly hours, duties, salary or draws, distributions, and any unpaid family labor.
- Compare businesses by operating age, territory demographics, community inventory, referral-agreement coverage, staffing model, and whether the unit was open for the full year.
- For manager-run planning after year two, obtain a local loaded compensation quote that includes wages, payroll taxes, benefits, recruiting, training, and incentive pay; do not rely on the wage-only sensitivity.
- Contact former franchisees and examine Item 20 openings, closures, transfers, reacquisitions, and partial-year exclusions instead of analyzing only surviving full-year businesses.
- Model debt service and personal taxes separately using the buyer’s actual entity structure, state, financing amount, interest rate, amortization, deductions, and cash-reserve policy.
What is the strongest defensible earnings range?
For one U.S. territory business anchored to 2025 full-year franchised-business revenue, the strongest defensible range is approximately $3,000 to $124,000 per year in estimated owner-operator benefit, with a central analytical case around $46,000. It is scenario-based, not official owner earnings. Revenue production is the dominant driver, while the largest unresolved uncertainty is the true same-brand expense structure—especially how local marketing, software, staffing, travel, and owner labor compare with the broad IRS sole-proprietor benchmark.
Decision use: Item 19 provides credible same-brand evidence about the distribution of 2025 Gross Revenues, but it does not establish profit or take-home pay. A buyer should verify Item 19 substantiation, obtain comparable franchisee operating statements, and distinguish full-time owner labor from residual business profit before adopting any earnings expectation.
All scenario figures are pre-tax analytical estimates before financing principal payments. They are not guarantees, forecasts by the franchisor, or after-tax income calculations.
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