How Much Does a SpeeDee Oil Change & Auto Service Franchise Cost?

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2026 FDD COST BASIS

How much does a SpeeDee Oil Change & Auto Service franchise cost?

The 2026 SpeeDee Franchise Disclosure Document estimates $708,057 to $2,284,321 to establish and begin operating one new three-bay SpeeDee Center under current brand standards. That range is the Total Estimated Initial Investment, not merely the price of the franchise license.

$708,057–$2,284,321

Estimated Initial Investment for one new three-bay Center in the 2026 FDD. It includes the $39,900 Initial Franchise Fee, leased-site assumptions, construction, equipment, opening inventory, technology, Grand Opening Costs, prepaid expenses, and three months of Additional Funds. It does not use a land-purchase assumption.

Data basis: SpeeDee Worldwide, LLC; U.S. Franchise Disclosure Document issued April 7, 2026; single-unit three-bay Center; Items 5, 6, 7, 8, 10, 11, and 17; checked July 16, 2026. FDD cost citations below are unlinked because no matching public copy was verified on an official franchise-controlled domain. Current brand materials are available through the official SpeeDee franchise website.
Initial Franchise Fee $39,900 Due in full when the Franchise Agreement is signed.
Additional Funds $35,000–$75,000 Covers the first three months; excludes an owner draw or salary.
Royalty 6.0% Of Gross Revenues, due monthly for the prior month.
Local Advertising 4.0% Minimum monthly Gross Revenues spending commitment.
POS Maintenance $193–$369 Per month, paid to the approved vendor.
ITEM 7 INVESTMENT

What is included in the disclosed investment range?

The 2026 Item 7 total covers a leased-site, three-bay development from the Franchise Agreement through the first three months of operations. Every listed category is already part of the $708,057 to $2,284,321 total, so Additional Funds and the first three months of POS Maintenance must not be added again.

Premises, construction, and fixed assets

Premises and construction are the dominant variables. The low end assumes a site that already generally conforms to SpeeDee standards; the high end assumes substantial building and site work.

Item 7 expenditure 2026 range Payment timing FDD reference
Real Estate $24,000–$125,000 As specified in the lease Item 7, pp. 16, 18
Building Work $350,000–$1,200,000 As incurred Item 7, pp. 16, 18
General Site Work $75,000–$450,000 As incurred Item 7, pp. 16, 18
Due Diligence, Permits, Design and Plans $25,000–$80,000 As incurred Item 7, pp. 16, 18
FF&E Package & Installation $87,250–$200,100 As incurred Item 7, pp. 16, 18–19
Signs $20,000–$40,000 As incurred Item 7, pp. 16, 19

Opening, technology, and initial operating cash

The remaining categories cover the license payment, opening inventory and supplies, travel for Initial Training, required technology, prepaid costs, and the first three months of operating expenses.

Item 7 expenditure 2026 range Payment timing FDD reference
Initial Franchise Fee $39,900 When the Franchise Agreement is signed Item 7, pp. 16, 18
Grand Opening Costs $10,000 As incurred; earlier if SpeeDee provides the services Item 7, pp. 16, 19
Initial Inventory $25,000–$35,000 As incurred Item 7, pp. 16, 19
Supplies $3,000–$5,000 As incurred Item 7, p. 16
Initial Training Travel & Lodging $3,300–$6,000 As incurred Item 7, pp. 17, 19
Computer Hardware and Software $7,500–$10,000 As agreed Item 7, pp. 17, 19
POS Maintenance Fee, first three months $1,107–$3,321 As agreed Item 7, pp. 17, 19
Prepaid Expenses $2,000–$5,000 As agreed Item 7, pp. 17, 19
Additional Funds, first three months $35,000–$75,000 As incurred Item 7, pp. 17, 19–20
FDD CAVEAT Item 7 lists $1,107 to $3,321 for the first three months of POS Maintenance, while Item 6 lists a current monthly fee of $193 to $369. Three months at the Item 6 endpoints would equal $579 to $1,107, so the two published ranges do not arithmetically reconcile. This article preserves the official Item 7 total and the separately disclosed monthly fee; the buyer should obtain the current vendor invoice schedule before budgeting.
EXCLUDED FROM ITEM 7 The Item 7 Real Estate line assumes a lease and includes three months of rent plus a security deposit equal to one month’s rent. If the buyer purchases land instead, the FDD separately estimates approximately $600,000 to $1,500,000 for a three-bay site, and that land-purchase amount is not the basis of the published Total Estimated Initial Investment. Source: 2026 FDD, Item 7, p. 18.
PAYMENT TIMING

When is the money paid?

The required cash is not paid all at once. The first fixed payment occurs at contract signing; property, development, equipment, and opening costs follow as the site is secured and built; working capital is then consumed during the opening period.

Receive and review the disclosure document. The FDD must be delivered at least 14 calendar days before the buyer signs a binding agreement or pays the franchisor or an affiliate. The FTC franchise buying guide explains the federal disclosure timing rule.
Sign the Franchise Agreement and pay the Initial Franchise Fee. A new single-unit franchisee pays $39,900 in full. A minimum three-Center Multi-Unit Agreement also requires the $35,000 Multi-Unit Fee when that agreement is signed.
Secure the location and commit to property costs. Lease deposits and rent follow the negotiated lease. If SpeeDee provides Grand Opening services, the $10,000 Grand Opening Costs are paid when the location is secured; otherwise the required opening campaign budget is spent as incurred.
Fund design, approvals, construction, equipment, signs, and technology. These third-party payments arise under vendor, contractor, architect, lease, and installation schedules. The FDD states that a new Center commonly takes nine to 18 months from signing to opening.
Fund opening inventory and the first three months. Initial Inventory, supplies, prepaid expenses, three months of POS Maintenance, and $35,000 to $75,000 of Additional Funds are included in Item 7. Additional Funds exclude a draw or salary for the owner.
ONGOING FEES

Which fees continue after the Center opens?

The principal continuing percentage obligations are a 6.0% Royalty, a current 0.5% Advertising Contribution to the National Materials Fund, and a 4.0% Local Advertising Commitment, each using Gross Revenues as the disclosed basis. The advertising contribution may be increased to 1.0%.

Gross Revenues
Broadly includes amounts received from sales connected with the Center, excluding coupon or promotional discounts and collected sales or service taxes paid to taxing authorities.
Royalty timing
6.0% of the previous month’s Gross Revenues, due on the 10th day of each month.
Advertising Contribution
Currently 0.5% of Gross Revenues, due with the Royalty; SpeeDee reserves the right to increase it to 1.0%.
Local and regional Co-ops
Contributions or dues may be set at up to 4.0% of Gross Revenues; qualifying payments count toward the 4.0% Local Advertising Commitment.
POS Maintenance Fee
$193 to $369 per month to the vendor, with additional modules or services potentially increasing the amount.
Convention Fee
Current registration is $1,200 per person for the required biennial convention, charged even if the franchisee does not attend.

Which event-triggered fees can arise later?

Item 6 also creates charges tied to transfers, renewal, extra assistance, noncompliance, payment defaults, supplier requests, insurance failures, disputes, and certain legacy subleases.

Transfer
A standard Transfer Fee is $10,000, with a $1,000 nonrefundable application deposit and the balance due at approval. An unopened Center under a Multi-Unit Agreement carries a $2,000 per-Center fee. Transferee Training is $2,500. Requested Transfer Assistance is $5,000, plus any actual broker commission or finder’s fee.
Renewal
The Renewal Fee ranges from $0 to $5,000. The current fee is $5,000; at least six months’ notice can reduce it to $2,500 for the five-year-plus-five-year structure or waive it for a 15-year successor term. Renewal also may require premises renovation.
Training and meetings
Additional Training or Assistance is $500 per trainer per day, plus the franchisee’s travel costs. The biennial convention currently costs $1,200 per person.
Late payment and reporting
Interest is the lesser of 1.5% per month or the highest lawful rate; the Late Charge is $25; an insufficient-funds charge equals the fee imposed on SpeeDee. Audit costs, understated amounts, and related professional costs become payable if the stated audit triggers occur.
Compliance and supplier requests
A Noncompliance Service Charge can be $1,000 per event. A proposed supplier or product inspection is estimated at $100 to $500. If SpeeDee obtains missing insurance, reimbursement includes the premium plus a 20% administration charge.
Disputes and indemnity
Professional Fees and Expenses and Indemnification amounts vary with the circumstances. The franchisee may owe legal, accounting, loss, or reimbursement amounts under the stated prevailing-party and indemnity provisions.
SWRC sublease
SpeeDee Worldwide Realty Corporation no longer subleases new locations, but a transferred existing Center may have a legacy sublease. Item 6 reports current rent of approximately $450 to $9,680 per month, depending on size and location, plus applicable taxes, insurance, and other obligations.
FORMAT DIFFERENCES

How do single-unit, multi-unit, and conversion paths change the cost contract?

The FDD describes single-unit, Multi-Unit, and Conversion Franchise paths, but it publishes only one full Item 7 range: a new three-bay Center under a single Franchise Agreement. The other paths change fees, schedules, or development scope without supplying a separate all-in investment range.

Three cost contracts that should not be blended

Each path creates a different payment obligation: the single-unit range applies to one three-bay Center, the Multi-Unit Fee reserves additional development commitments, and Conversion Franchise costs remain site-specific.

New single Center$39,900 Initial Franchise Fee and a $708,057 to $2,284,321 Item 7 total for a three-bay Center.
Minimum Multi-Unit commitmentAt least three Centers. The first Center’s fee is paid separately, plus a $35,000 Multi-Unit Fee for the second and third Centers.
Conversion FranchiseNo separate Item 7 total. The premises must be modified to SpeeDee standards, and conversion scope depends on the existing site, equipment, and systems.
First CenterWithin 18 months
Second CenterWithin 36 months
Third CenterWithin 54 months
MULTI-UNIT CAVEAT The minimum $35,000 Multi-Unit Fee is nonrefundable even if the additional Centers are not opened. It is applied to the reduced Initial Franchise Fees for those Centers only when development follows the agreed schedule. The Multi-Unit Item 7 chart expressly excludes the cost to open each additional Center. Source: 2026 FDD, Items 5 and 7, pp. 11 and 20.

Which Initial Franchise Fee reductions are disclosed?

The standard fee remains the baseline; discounts apply only to the stated eligibility conditions and cannot be combined.

Additional new Center for an existing franchisee
$20,000 when the existing franchisee is compliant, secures an approved additional new location, and meets the other program conditions.
Additional conversion for an existing franchisee
$10,000 for an additional operating independent business converted to a SpeeDee Center, subject to the disclosed eligibility conditions.
Veterans and First Responders Program
$29,900 for one Center, with required service evidence and at least 50% ownership. The program may be changed or discontinued.
Multi-Unit fee schedule
$20,000 for the second Center and $15,000 for each additional Center, producing a $35,000 minimum for a three-Center commitment.

The FDD says most SpeeDee Centers are freestanding drive-through facilities with three to six service bays. Buyers should use the official SpeeDee brand website for current brand-format context, but the 2026 FDD remains the controlling source for the disclosed cost range.

CAPITAL AND FINANCING

Does SpeeDee disclose liquid-capital or net-worth requirements?

The 2026 FDD does not state a minimum Liquid Capital, Net Worth, or Non-Borrowed Funds threshold. Those concepts therefore should not be substituted for the Item 7 investment range or presented as official SpeeDee qualifications.

Item 10 states that SpeeDee does not offer direct or indirect financing and does not guarantee a note, lease, or obligation. Third-party financing may be available for parts of the FF&E Package if the applicant establishes acceptable creditworthiness, but approval and terms depend on the lender. A legacy SWRC sublease may apply only when an existing Center is acquired through a transfer; it requires a personal guaranty and is not a general financing program for new locations. The FDD special-risks disclosure also states that a spouse must sign a document making the spouse liable for financial obligations under the Franchise Agreement.

BUYER VERIFICATION Because no official liquidity threshold is disclosed, the relevant cash question is whether the buyer can fund the lender’s equity requirement, non-financed development costs, personal living expenses, and operating cash beyond the three months included in Item 7. The franchisor’s corporate group information is available on the FullSpeed Automotive corporate website; financing terms must still be verified with the actual lender.
UNRESOLVED VARIABLES

Which costs can exceed the official range or remain location-specific?

The published range is an estimate, not a ceiling. The FDD says major metropolitan costs may substantially exceed the high end, and several continuing obligations have no contractual cap or depend on a transfer, renewal, remodel, vendor choice, site condition, or local rule.

Confirm lease versus land ownership. Item 7 assumes leasing; a land purchase changes the real-estate capital structure and may add the separately disclosed $600,000 to $1,500,000 land estimate.
Obtain site-specific construction bids. Building Work, General Site Work, permits, architecture, engineering, utility connections, demolition, concrete, pits or basement configuration, and zoning drive the largest range differences.
Reconcile the FF&E specification. The package includes equipment, storage tanks, installation, tools, vacuum, fluid-service machines, furniture, tire-rotation equipment, and service-pit covers; steel prices and site configuration can alter the amount.
Test the three-month cash reserve. Additional Funds include payroll, taxes, utilities, advertising, rent, accounting, and other operating expenses, but exclude owner compensation and may be inadequate after the first three months.
Price approved-source obligations. Item 8 requires 90% of products to be purchased from approved vendors and estimates approved-source purchases at 60% to 80% of establishment cost and 20% to 30% of operating cost.
Verify technology replacement exposure. The approved ARM POS system has disclosed initial and monthly costs, but the FDD does not cap the frequency or cost of future required upgrades or replacements.
Separate conversion costs from the three-bay range. A conversion usually takes two to six months, but no separate conversion investment range is published; required premises and systems changes must be scoped for the actual business.
Budget for future contract events. Renewal can require renovation, and a transfer can require an upgrade or remodel in addition to the stated transfer and training fees.
DECISION SUMMARY

What is the central capital decision for a prospective SpeeDee franchisee?

The verified starting point is $708,057 to $2,284,321 for one new three-bay Center under the April 7, 2026 FDD. The $39,900 Initial Franchise Fee is only one component. The buyer must separately understand the lease-based real-estate assumption, the possibility of materially higher construction costs, the three-month limit on Additional Funds, continuing percentage fees, required approved-source purchasing, and any Multi-Unit, conversion, transfer, or renewal obligations that apply to the chosen path.

Official franchise information Official brand website Corporate group information FTC franchise buying guide






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