How Much Does a Five Star Bath Solutions Franchise Cost?

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2026 FDD cost range

How much does a Five Star Bath Solutions franchise cost?

The 2026 Five Star Bath Solutions Franchise Disclosure Document discloses an Estimated Initial Investment of $162,000 to $333,500 for the Single Location estimate and $202,000 to $570,000 for the Multi-Location estimate covering two locations. The Single Location model assumes the owner acts as the salesperson. The two-location model assumes a salesperson is hired. These are opening-investment ranges, not liquid-capital requirements and not forecasts of the amount a lender will require.

Single Location $162,000-$333,500 Two locations $202,000-$570,000
The official totals include the Initial Franchise Fee, Quick Start Package, opening marketing, premises and equipment, training travel, insurance, recruiting, and an Additional Funds category. Financing interest is excluded. Ongoing minimum Royalty Fees and advertising-fund contributions are also identified as excluded in the Item 7 notes. Source: 2026 FDD, Item 7, pp. 26-31.
Data basis

The legal franchisor is FIVE STAR BATH, LLC, a Utah limited liability company. Its parent is Five Star Franchising, L.L.C. The FDD cover states an issuance date of April 3, 2026, while the receipt pages state April 8, 2026; all figures below are taken from that same 2026 document. No matching 2026 FDD was located on an official franchise-controlled public domain, so FDD citations are shown as unlinked Item and page references. The brand website identified in the FDD is the official Five Star Bath Solutions website.

Formats analyzed
Single Location and two-location Multi-Location estimate
Core FDD sections
Items 5, 6 and 7; cost-relevant Items 8, 10, 11 and 17
Primary pages
Item 5 pp. 13-14; Item 6 pp. 15-25; Item 7 pp. 26-31
Information checked
July 15, 2026

Capital snapshot

The most decision-useful figures separate contract payments, opening funds, and continuing fees rather than treating every number as the same kind of capital requirement.

Initial Franchise Fee $59,500 / $99,500 One territory / two territories purchased concurrently.
Paid to franchisor or affiliate $85,500-$128,500 Single Location; two-location range is $125,500-$168,500.
Quick Start Package $25,000 Plus applicable tax, tariff, freight and shipping; optional trailer is $40,000.
Single-location Additional Funds $20,000-$50,000 Working Capital and Living Expenses for an estimated three months.
Royalty Fee 6% or 5% Of Gross Revenue under the annual scale; paid weekly when jobs are booked.
Operations software $1,100-$2,500/mo. Hosting, maintenance and monthly software support.
Single-location Item 7

What is included in the $162,000 to $333,500 estimate?

The Single Location total combines fixed contract payments with wide ranges for marketing, equipment, vehicles and Working Capital. Its assumptions matter: the owner is the salesperson, the model may use a home office if the space meets operational needs, and Item 7 recommends starting with at least 1,000 square feet of warehouse space. Show displays are optional unless the franchisee uses a show-and-event marketing program.

Contract, marketing and premises costs - Single Location
Expenditure 2026 amount When paid FDD reference
Initial Franchise Fee $59,500 On execution of the Franchise Agreement Item 7, p. 26
Quick Start Package $25,000 Before in-person training Item 7, p. 26
Optional QSP Add-on: Trailer $0-$40,000 Before training Item 7, p. 26
Annual Conference Registration Deposit $1,000 Within seven days after signing Item 7, p. 26
Marketing $35,000-$65,000 As incurred Item 7, p. 26
Business Licenses and Permits $2,000-$5,000 Before opening Item 7, p. 26
Warehouse/Premises and Show Displays $1,500-$4,500 As incurred Item 7, p. 26
Assets, training and operating cushion - Single Location
Expenditure 2026 amount When paid FDD reference
Supplies, Inventory, and Equipment $7,500-$32,500 Before opening and thereafter as incurred Item 7, pp. 26-27
Computer Equipment and Software/License Fees $1,000-$2,000 Before initial training Item 7, p. 27
Travel and Living Expenses to Attend Training $1,500-$3,000 Before and during training Item 7, p. 27
Vehicle/Trailer and Wrap $500-$32,500 As incurred Item 7, p. 27
Insurance $5,000-$7,000 Before opening Item 7, p. 27
Professional Services $500-$1,500 As incurred Item 7, p. 27
Recruiting and Personnel $2,000-$5,000 As incurred Item 7, p. 27
Working Capital (Additional Funds and Living Expenses - 3 Months) $20,000-$50,000 As incurred Item 7, p. 27
Cost implication

Additional Funds are already included in the $162,000 to $333,500 total. Do not add the $20,000 to $50,000 range a second time. The row expressly includes Living Expenses and covers an estimated three-month initial phase; the notes identify employee wages and inventory as predominant factors.

What drives the width of the range?

The largest variables are operational choices rather than a different franchise contract. The vehicle low end assumes an existing qualifying vehicle needs only a wrap and signs; the high end assumes a new vehicle purchased in full. Subcontractors may use their own vehicles. Supplies and equipment vary with installer count, facility size and the first three to six months of sold projects. Training travel varies with attendee count and distance to the training site in Warren, Michigan. The training-travel estimate excludes wages or salaries for the owner and trainees. Source: 2026 FDD, Item 7, notes 4, 7, 9 and 11, pp. 30-31; Item 11, pp. 36-40.

Multiple territories

How does the two-location cost structure differ?

The two-location estimate is $202,000 to $570,000 and assumes the franchisee hires a salesperson. The Initial Franchise Fee is $99,500 for two territories purchased concurrently, the Quick Start Package remains $25,000, the optional QSP trailer remains $0 to $40,000, and the clearly aligned Marketing row is $35,000 to $90,000. The FDD cover states that $125,500 to $168,500 of the two-location initial investment must be paid to the franchisor or an affiliate.

Concurrent territory fee ladder

Initial Franchise Fees for one to six units

The first territory covers up to approximately 150,000 households. Concurrent territory purchases use the following Item 5 schedule; additional territory outside the schedule is disclosed at $0.40 per household.

1 unit$59,500 total$59,500 incremental fee
2 units$99,500 total$40,000 incremental fee
3 units$134,500 total$35,000 incremental fee
4 units$164,500 total$30,000 incremental fee
5 units$194,500 total$30,000 incremental fee
6 units$224,500 total$30,000 incremental fee

Source: 2026 FDD, Item 5, p. 13 and Item 7, p. 30.

Format difference

The FDD says multi-franchise buyers may avoid duplicating some vehicle, trailer or computer costs when assets can reasonably serve more than one territory. That does not mean the second territory costs only its incremental franchise fee; the official two-location total remains $202,000 to $570,000.

Can the Initial Franchise Fee be reduced?

Item 5 discloses two possible fee reductions. A qualifying similar business that is merged into the franchise may receive a 25% Initial Franchise Fee discount at $200,000 to $299,999 of documented annual gross sales, 50% at $300,000 to $399,999, 75% at $400,000 to $499,999, and 100% at $500,000 or more. Eligibility requires the two most recent calendar years of financial statements, bank statements and filed tax returns. A qualifying veteran may receive a 10% Initial Franchise Fee discount. The FDD does not state that discounts can be combined, and neither program reduces every Item 7 category. Source: 2026 FDD, Item 5, pp. 13-14.

Payment timing

When is the opening money paid?

The largest contract payments occur at signing and before training, while third-party premises, equipment, marketing and staffing costs are paid as incurred before and around opening. The typical opening period is about 90 days, and the Franchise Agreement requires operations to begin within 120 days unless an extension applies.

Sign the Franchise Agreement. Pay the full Initial Franchise Fee immediately. The $1,000 Annual Conference Registration Deposit is due within seven days.
Prepare for training. Pay the $25,000 Quick Start Package and any $40,000 optional trailer add-on before in-person training. The initial training program is included in the Initial Franchise Fee, but transportation, lodging, meals and wages remain the franchisee's responsibility.
Secure the operating base and approvals. Pay licenses, permits, insurance, premises deposits, show-display costs and computer expenses before opening or as incurred. Site approval does not transfer responsibility for the lease, construction or code compliance to the franchisor.
Fund launch assets and marketing. Purchase inventory, tools, equipment, vehicle branding and opening marketing. Item 7 says the franchisee must spend at least $20,000 per month on marketing by month three, while the Single Location Item 7 opening Marketing range is $35,000 to $65,000.
Carry the first three months. Use the Working Capital/Additional Funds allowance for payroll, inventory, repairs, utilities, taxes, financing and credit-card costs, and other operating needs. Royalty Fees are paid weekly from booked jobs even during the first six months, although the minimum monthly royalty is $0 during months 0-6.
Payment timing

If the franchise does not open within the required period, the FDD permits termination with only one-quarter of the Initial Franchise Fee refunded, while the franchisor may retain the balance and amounts associated with used materials. That makes the pre-opening calendar a capital-risk issue, not merely an administrative deadline. Source: 2026 FDD, Item 5, p. 14 and Item 11, pp. 36-37.

Ongoing fees

Which fees continue after opening?

The continuing cost structure combines percentage fees, minimum monthly payments, a territory advertising requirement, call-center charges and required software services. Percentage fees must be read with their exact Gross Revenue basis; they should not be converted into annual dollar amounts without actual sales data.

Core recurring and operating fees
Fee or obligation Amount or basis Payment timing FDD reference
Royalty Fee 6% of Gross Revenue, reduced to 5% when calendar-year Gross Revenue exceeds $1,000,000; minimum schedule applies When a job is booked; paid weekly Item 6, pp. 15, 24-25
National Marketing Fee Upto 2.5% of monthly Gross Revenue; the table and Note 2 contain conflicting minimum figures With Royalty Fees when jobs are booked Item 6, pp. 15, 24-25
Territory Marketing Requirement At least 10% of annual Gross Revenue, including the National Marketing Fee and designated online lead generation As incurred Item 6, p. 16
Regional Marketing Fund Contribution Currently 0; up to 2% of Gross Revenue if 65% of franchisees in the region approve As voted; credited toward Territory Marketing Requirement Item 6, pp. 16-17
Call Center and text/chat services $250 per month plus $1.50 per call-handling minute; $2.50 per Chat Conversation or Text Conversation Second Wednesday monthly; Marketing Fund pays first three months Item 6, pp. 17, 25
Accounting Software Fees $0-$250 per month As incurred; paid to designated vendor Item 6, p. 21
Bookkeeping Service Fee $0-$300 per month As incurred; paid to designated or approved vendor Item 6, p. 21
Operations Software Support Fee $1,100-$2,500 per month Second Wednesday monthly Item 6, pp. 21-22

How do the Royalty Fee minimums change?

The percentage Royalty Fee applies from opening, but the additional minimum-payment floor begins in month seven. The disclosed schedule is $0 per month during months 0-6, $1,000 during months 7-12, $1,500 during years 1-2, $2,000 during years 2-3, and $2,500 from year 3 onward. If sales are not reported through the proprietary software, a different minimum applies: the greater of $3,000 or 6% of the prior 12-month reported average, annualized when fewer than 12 months are available. Source: 2026 FDD, Item 6, pp. 15 and 24.

Gross Revenue
Receipts generated by the franchise from broadly defined sources, excluding discounts, refunds and sales taxes; credit transactions are included on the transaction date.
Booking basis
Royalty and National Marketing Fees become payable when the job is booked, not when the job is completed or collected.
Marketing interaction
The National Marketing Fee and any approved Regional Marketing Fund contribution count toward the Territory Marketing Requirement rather than sitting wholly outside it.
Source conflict

The Item 6 National Marketing Fee row states a $200 monthly minimum beginning in month seven, while Note 2 states $350 for months 7-12, rising to $600, $800 and $1,200 at later stages. Because both amounts appear in the same 2026 FDD, the signed Franchise Agreement and current invoice schedule should be used to resolve the minimum before budgeting. Source: 2026 FDD, Item 6, pp. 15 and 25.

Required purchases

How do approved suppliers and insurance requirements affect cost?

Five Star Bath Solutions controls significant portions of both opening and ongoing purchasing through the Operations Manual, approved suppliers and designated service vendors. The FDD estimates that purchases from the franchisor, its parent or approved suppliers represent 10% to 20% of purchases needed to commence operations and 60% to 80% of ongoing operating purchases.

Marketing and branded items. Marketing materials and items bearing Five Star Bath Solutions branding must be purchased from the franchisor or approved suppliers. Item 8 says these branded-material costs are included in the Item 7 Marketing category.
Lead and communication services. Online lead generation, telephone number, call tracking, call-center and text-messaging services must be obtained from ProNexis or another designated vendor.
Bathroom wall systems. Luxury Bath and Sentrel Bath are identified as the only approved bathroom wall-system suppliers in the 2026 FDD.
Software stack. QuickBooks Online, ServiceMinder CRM and other designated systems create both the Item 7 computer/software opening costs and the continuing Item 6 software fees.
Insurance limits. Required coverage includes at least $1,000,000 per occurrence and $2,000,000 aggregate for general liability and a $1,000,000 combined single limit for automobile liability, plus workers' compensation, business interruption/lost-profit coverage and employment-practices liability.

The franchisor and its parent may derive revenue, rebates, price adjustments or markups from required purchases. A proposed unapproved source can be submitted for review, but the franchisee pays testing costs when testing is required. Source: 2026 FDD, Item 8, pp. 32-34.

Conditional obligations

Which fees arise from renewal, transfer, late payment or other events?

Several material costs are not part of the opening range because they arise only after a transaction, default, special request or compliance event. These charges can matter even when they are not expected at opening.

Transfer. The Transfer Fee is the greater of $10,000 or 5% of the proposed purchase price, capped at 50% of the then-current franchise fee. A $1,000 non-refundable deposit accompanies the approval request; the balance is due at closing.
Warranty escrow and transfer commission. Up to 5% of the gross sale price may be held for 12 months for warranty claims. If the franchisor finds the buyer, the Transferee Commission is 10% of the transaction amount, or the actual commission from franchise-broker relationships.
Renewal. The franchisee reimburses renewal costs up to $2,500 plus applicable taxes and must refurbish the franchise, replace obsolete equipment and complete retraining. The replacement/refurbishment amount is not stated.
Relocation, step-in and product testing. The franchisee reimburses actual out-of-pocket costs for an approved relocation, franchisor step-in operation, or testing of a proposed product or supplier.
Reporting, audit and payment defaults. Non-reporting is $250 per day; the Late Charge is 1.5% per month; the Late Payment Penalty is $10 per day. Audit costs shift to the franchisee when Gross Revenue is understated by more than 2% or required reports are late.
Training and convention. Additional and refresher training is $300 per day or the then-current rate plus out-of-pocket travel and living expenses. Annual convention travel is estimated at $1,000 to $3,500, and the current registration fee is $1,000.
Agreement and software requests. A franchisee-requested addendum costs $250. Additional software technical support may be charged at up to $50 per hour after notice.
Termination and unauthorized marketing. The Post-Termination Default Fee is $200 per day, and each unapproved marketing item carries a $500 Unauthorized Marketing Fee.

Sources: 2026 FDD, Item 6, pp. 18-25; Item 17, pp. 52-55. Owners and guarantors also jointly and severally guarantee the franchisee's obligations under Franchise Agreement Section 9.13, so the contract exposure is not limited to the opening cash budget.

Financing and qualifications

Does the franchisor offer financing or state a liquid-capital minimum?

No. Item 10 states that FIVE STAR BATH, LLC does not offer direct or indirect financing and does not guarantee a note, lease or obligation. The 2026 FDD does not state a minimum Liquid Capital or Net Worth threshold. That absence does not mean the full investment can be borrowed or that a lender will finance the project.

Any outside financing remains subject to the lender's credit, collateral and underwriting requirements, and Item 7 excludes interest and other financing expenses. The U.S. Small Business Administration loan-program overview explains federal loan-program structures, but it does not constitute approval for this franchise or for any applicant. Source for the franchisor disclosure: 2026 FDD, Item 10, p. 36 and Item 7, p. 30.

FDD reconciliation

Which figures should be clarified before relying on the budget?

The official totals are clear, but several line-item disclosures need written reconciliation before a buyer treats the tables as a cash schedule. These are document-level uncertainties, not substitute estimates.

Four points to reconcile with the current Franchise Agreement

Multi-Location row alignmentThe Item 7 table on pp. 28-29 shows category labels, amounts, timing and payees that appear misaligned after the early rows. Use the official $202,000-$570,000 total, but request a corrected two-location line-item table.
Supplies amountItem 5 says initial supplies, inventory and equipment are generally around $0-$2,000, while Item 7 discloses $7,500-$32,500 for Supplies, Inventory, and Equipment in the Single Location estimate.
Marketing minimumThe National Marketing Fee row states a $200 monthly minimum from month seven, while Item 6 Note 2 starts that period at $350.
Additional Funds treatmentItem 7 Note 14 says Additional Funds can cover royalties and additional marketing, but the final Item 7 paragraph says minimum royalty fees and ad-fund contributions are not included in the estimates.

Sources: 2026 FDD, Item 5, p. 14; Item 6, pp. 15 and 25; Item 7, pp. 26-31.

Obtain a corrected Multi-Location Item 7 schedule showing each category, amount, payee and due date for two locations.
Ask for a month-by-month opening marketing schedule that reconciles the $35,000-$65,000 Single Location range with the requirement to reach at least $20,000 per month by month three.
Confirm the operative National Marketing Fee minimum and whether current invoices follow the Item 6 table or Note 2.
Confirm which royalty and advertising payments must be funded outside the Item 7 Additional Funds allowance.
Verify current approved-supplier pricing, freight, tariffs, software rates, call-center rates and insurance premiums, because several Item 6 and Item 8 amounts can change.
Separate Total Initial Investment, cash paid to the franchisor or affiliate, available cash, Net Worth and lender equity requirements; the FDD does not treat them as interchangeable.
Buyer verification

The practical capital question is not only whether a buyer can reach the Item 7 low end. It is whether the buyer can fund the applicable unit format, absorb the marketing and supplier obligations, and continue paying percentage and minimum fees after opening without assuming that all costs fit inside the franchisor-paid portion.

The FTC guide to buying a franchise explains how to use the disclosure document, and the FTC Franchise Rule page provides the governing federal disclosure framework. Those resources do not replace the 2026 Five Star Bath Solutions FDD or the signed agreements.







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